On 2017-04-21 06:57, Ben Finney wrote:
* Credit card fraud and VPN use
How much truth is there to the claim that a connection over VPN is prone to fraudulent credit card use? I can't see how that affects the ability to defraud the credit card system of an online ship.
Part of the problem here is how poor the security is on Internet credit card transactions. All you have to do is place a transaction, and after the goods have been shipped dispute it with the credit card company (I lost my card!). Then the retailer has to try and prove that the transaction was genuine (they can't). AFAIK If the retailer fails to prove that the transaction was authorised by the cardholder, then they have lost the goods (already shipped), have to repay the amount they received from the bank, they could also get extra (large) bank fees to pay for the fraudulent transaction, and it could upset their credit rating (and hence fee structure) with the bank (the exact details varies depending on the agreement they have with the bank to process credit card transactions). If only there was a secure way of paying for goods over the internet. *cough* bitcoin *cough*. I am not sure if there is any truth in the claim that VPNs attract fraudulent credit card. Just as easy to get away with credit card fraud without a VPN I think. Maybe might be more risky however with the data retention laws - "I can clearly see from your leaked data logs that you did connect to our website at the time the purchase was made!"